What is good and what is bad debt? Many people think that all debt is bad. While this is often true, there is such a thing as good and bad debt. It is important to understand the difference. Debt, in general, costs money. The less debt the better. There are certain times that debt cannot be […]
The 80/10/10 Principle
This might be unfamiliar to many people, but this rule is a good way to think of the money you get in. Budgets are very important and will help you to manage your money every month. The 80/10/10 principle makes this easy. What is the 80/10/10 budget? It is a simple way of thinking and […]
Rich and Famous people who were poor
While some people are born into wealthy families, many of the most successful people start with nothing. This can be difficult but many have proved that it is possible to make a lot of money even if they are born poor. This is important to understand as many people think that just because they are […]
10 Habits to stop to save money
Many of us develop bad habits that drain our money. Often, we are not even aware of these. If you take the time to look at them and add it up over time, you will realise that you could save a lot of money. You need to stop these habits, or at the very least, […]
Business Idea – Open a hair salon
This is another article in our series of business ideas for businesses you can open with little or no money! How to open a hair salon A hair salon is a popular business and something that you can get into without a huge investment. There are a number of ways to do it and we […]
Business Idea – Make pallet furniture
How to start a business making pallet furniture A great small business that can be started with very little money is a business that makes and sells pallet furniture. Not only are these items easy to make but they can be made at a very low cost. When made well, they look great, work well, […]
Read books!
You can become an expert in just about anything if you read enough books on the subject. If you don’t believe me, ask Elon Musk. Whenever anyone asks him how he learned to build space-traveling rockets, this is his three-word answer: “I read books.” ..writes Minda Zetlin on Inc.com. If it works for Musk, it can work for you too. Just […]
How to start a Savings Club in your village
Any type of social club involving money is a risky proposition for you, especially in today’s volatile economy. Your club membership morally and legally obligates you to commit a certain amount of money for a year or longer toward the group’s purpose. Friendships and families can become divided over disputes about money. And the more […]
10 essential skills to learn to earn more in any job or business and where to learn for free
There are many skills you need to run a small business. Even if you completed school they sadly don’t teach most of the important business skills at school. A big business will employ people with special skills and experience but as a small business, you will probably have to do all the tasks needed to […]
50 Businesses to Start With Nearly No Money
If you believe money is hard to come by, this will be your reality. The truth is, even with very little, we can all make a bit of money, even a lot. This includes you and those in your family or circle of friends. In fact, you can make enough income to support yourself as […]